In an action between automobile insurer and insured, in which the parties disputed the amount of uninsured motorist (UM) and personal injury protection (PIP) benefits to which insured was entitled, the Court of Appeals held that the insurance statute required reduction of UM and PIP benefits by the amount of workers’ compensation (WC) benefits received by insured, and reduction of UM and PIP benefits would include write-downs of insured’s medical bills, to the extent that write-downs were considered WC benefits under applicable law.  An insured’s benefits payable under uninsured motorist coverage and personal injury protection coverage “shall be reduced” to the extent that the insured recovered benefits under workers’ compensation and the workers’ compensation provider has not been reimbursed.